Close Bigger Cases. Build a Smarter Back Office.
We help insurance advisors and RIAs scale with premium finance, advanced case design, and elite-level underwriting — all from one centralized partner.
Core Solutions
Everything You Need to Design, Fund, and Deliver
Advanced Insurance Strategies
Get Trained by Industry Veterans
• Weekly strategy calls & case walk-throughs
• Educational events & webinars
• One-on-one case design training
• Community chat + support forums
Your CRM-Integrated Back Office
• Advisor dashboard (track case status, download marketing kits)
• CRM integration & white-labeled comms
• Lead-gen tools for high-income clients
• White-labeled pitch decks & client email sequences
Built for Elite Advisors and Financial Professionals
Life Insurance Agents
RIAs
CPAs
Estate Attorneys
Business Managers
“Working with ALM transformed my case size overnight. The design support and PF strategy helped me win a $12M IUL case I’d never have landed solo.”
— John D., Independent Agent
Partner With ALM:
Elevate Your Life Insurance Practice
Whether you’re just starting with premium finance or managing ultra-high-net-worth cases, our team is here to support your growth. Submit your info below and gain access to design support, carrier options, and high-converting sales tools.
FAQ’s
What types of clients are a good fit for premium financing?
Premium financing is ideal for high-net-worth individuals and business owners with strong cash flow, significant net worth, and a need for permanent life insurance. These clients often want large death benefits without large upfront premium outlays.
Can I submit a case if I’ve never done premium financing before?
Absolutely. ALM specializes in supporting first-time and seasoned agents alike. We handle the technical modeling, lender coordination, and carrier negotiation so you can stay client-focused.
Do I need to be appointed with a specific carrier to submit a case?
No. You can submit a case even if you’re not yet appointed. Once we review the design needs and client fit, we’ll guide you on the best carriers and help facilitate the appointment process if needed.
How does ALM support the case after it’s sold?
We provide end-to-end case management — from underwriting to policy delivery, and even ongoing loan monitoring for financed cases. You’ll get consistent updates and dashboard access to track your case in real time.
What makes ALM different from other BGAs or FMOs?
ALM is more than just a brokerage. We act as your private design desk, offering concierge-level service, premium finance structuring, underwriting escalation, and integrated marketing/CRM tools — all from one team.